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The Only Southern California Performance Porsche Chat Forum  Search   Chat   Members | Groups   FAQ | Raffle   Archive   Sitemap  Username:  Password:    Remember Me?      Gallery   Garage   Recent Posts   New Posts   Calendar   Videos   Profile   Log in  / Register  factory parts Featured Products from premium sponsor, PCARS.com: TAIL LIGHT HARNESS TRIGUARD 911 99 & NE TRIGUARD 911C/C2/C4 LA Indy Porsche OEM parts My luck + my car door .... need insurance advice Goto page 1, 2  Next   LIVE CHAT   -->   There are 0 user(s) on chat now        Porsche Ferrari Lamborghini Car Forum Index -> Car Maintenance / Care / Detail Tips Forum Posted: Wed Jul 16, 2008 12:34 am sapple89 Reputation **** Joined: 11 Feb 2007 Posts: 755 Location: los angeles 338.57 Points Check out  My Gallery My Vehicle: 2007 Porsche Cayman My luck + my car door .... need insurance advice alright well some of you know what has happned with my car in the past. for thoes of you who dont, it was dented, then fixed. 15hrs later (if that) i come back and my door is completly smashed. (hit and run). got it fixed again with the money left over from the 1st accident. June 21, 2008 my neighbor decided to hit the same F#$%ing door. Now there is a decent side dent and scratch. damange was quoted $1,400 at one shop and $2,100 at another. (the 2,100 also includes a door ding on my rear quarter pannel) Anyhoot, Mr. Neighbore decided to go through his insurance company. (USAA) July 14, 2008 Mr. USAA comes to my home to write up an estimate and then emails it to me. I couldnt open the file for one reason or another (tif file) so i called Mr. USAA up and asked him what the number was. $500 $500! you cant even buy a f^&*(ing hamburger for $500 (i did say that to him:) ) so my question to you guys is, what do i do next?   Back to top   Posted: Wed Jul 16, 2008 3:11 am CJ_Boxster Reputation ***** Joined: 18 Jan 2007 Posts: 1582 Location: Long Beach, Ca 2117.67 Points Check out  My Gallery My Vehicle: 1997 Porsche Boxster that's how the game is played. Ur next step is to take it to a bodyshop and usually works on high end vehicles and have them get into contact with the neighbors insurance agent and they will talk to them and get more money to cover the costs completely   Back to top   Posted: Wed Jul 16, 2008 9:35 am blueILLUSION97 Reputation *** Joined: 07 Apr 2008 Posts: 300 Location: P(c)a(r)sadena 309.20 Points Check out  My Gallery My Vehicle: CJ_Boxster wrote: that's how the game is played. Ur next step is to take it to a bodyshop and usually works on high end vehicles and have them get into contact with the neighbors insurance agent and they will talk to them and get more money to cover the costs completely +1 you just might have to pay deductible   Back to top   Posted: Wed Jul 16, 2008 11:19 am sapple89 Reputation **** Joined: 11 Feb 2007 Posts: 755 Location: los angeles 338.57 Points Check out  My Gallery My Vehicle: 2007 Porsche Cayman blueILLUSION97 wrote: CJ_Boxster wrote: that's how the game is played. Ur next step is to take it to a bodyshop and usually works on high end vehicles and have them get into contact with the neighbors insurance agent and they will talk to them and get more money to cover the costs completely +1 you just might have to pay deductible i shouldn't have to pay anything.   Back to top   Posted: Wed Jul 16, 2008 12:18 pm CJ_Boxster Reputation ***** Joined: 18 Jan 2007 Posts: 1582 Location: Long Beach, Ca 2117.67 Points Check out  My Gallery My Vehicle: 1997 Porsche Boxster sapple89 wrote: blueILLUSION97 wrote: CJ_Boxster wrote: that's how the game is played. Ur next step is to take it to a bodyshop and usually works on high end vehicles and have them get into contact with the neighbors insurance agent and they will talk to them and get more money to cover the costs completely +1 you just might have to pay deductible i shouldn't have to pay anything. Well your insurance will foot the bill, then they will bill the persons at fault for the repairs. its easy dude, get into contact with your insurance.   Back to top   Posted: Wed Jul 16, 2008 12:25 pm FastForwardWheels Moderator Joined: 14 Nov 2005 Posts: 5461 Location: Monterey Park, California 2479.28 Points Check out  My Gallery My Vehicle: 2008 Porsche 911 Yes, contact your insurance and file the claim through them. You are 100% NOT at fault so you will not need to pay the deduct as you also have the right to take it to a body shop of choice. If you have the $$$ get it fixed and you'll get a check from your ins. co. Forget trying to deal with his ins. co. direct. -Eli   Back to top   Posted: Wed Jul 16, 2008 1:37 pm CJ_Boxster Reputation ***** Joined: 18 Jan 2007 Posts: 1582 Location: Long Beach, Ca 2117.67 Points Check out  My Gallery My Vehicle: 1997 Porsche Boxster FastForwardWheels wrote: Yes, contact your insurance and file the claim through them. You are 100% NOT at fault so you will not need to pay the deduct as you also have the right to take it to a body shop of choice. If you have the $$$ get it fixed and you'll get a check from your ins. co. Forget trying to deal with his ins. co. direct. -Eli +1   Back to top   Posted: Wed Jul 16, 2008 1:55 pm daytrader Reputation ***** Joined: 10 Mar 2007 Posts: 2684 Location: NEAR THE PC 2435.12 Points Check out  My Gallery My Vehicle: If it's the other party at fault, why would you want to deal with the other guy's insurance directly. Let your ins. take care of your damage and collect the money from the other. Take your car to a AAA bodyshop that deal with high end vehicles so you get the top grade work. Make sure to deal with the body shop for waiving the deductible, that way you don't pay a dime.   Back to top   Posted: Wed Jul 16, 2008 2:42 pm CJ_Boxster Reputation ***** Joined: 18 Jan 2007 Posts: 1582 Location: Long Beach, Ca 2117.67 Points Check out  My Gallery My Vehicle: 1997 Porsche Boxster I think i hear an Echo   Back to top   Posted: Wed Jul 16, 2008 2:44 pm FastForwardWheels Moderator Joined: 14 Nov 2005 Posts: 5461 Location: Monterey Park, California 2479.28 Points Check out  My Gallery My Vehicle: 2008 Porsche 911 daytrader wrote: Make sure to deal with the body shop for waiving the deductible, that way you don't pay a dime. He doesn't have to. . . The other guys insurance will need to cover that period. In the event the other guy didn't have insurance he (Sean) would have to pay for it. -Eli   Back to top   Posted: Wed Jul 16, 2008 8:53 pm sapple89 Reputation **** Joined: 11 Feb 2007 Posts: 755 Location: los angeles 338.57 Points Check out  My Gallery My Vehicle: 2007 Porsche Cayman thanks, ill let you know the outcome   Back to top   Posted: Wed Jul 16, 2008 11:18 pm fornowh Reputation *** Joined: 06 Dec 2006 Posts: 252 Location: Fontana, ca 83.31 Points Check out  My Gallery My Vehicle: 2003 Porsche Boxster Regardless if it is your fault or not, you still got to pay the deductible. Find a shop you can work with and waive the deductible. Get three estimates and just submit the highest and tell them that is the lowest you got.   Back to top   Posted: Wed Jul 16, 2008 11:59 pm sapple89 Reputation **** Joined: 11 Feb 2007 Posts: 755 Location: los angeles 338.57 Points Check out  My Gallery My Vehicle: 2007 Porsche Cayman fornowh wrote: Regardless if it is your fault or not, you still got to pay the deductible. Find a shop you can work with and waive the deductible. Get three estimates and just submit the highest and tell them that is the lowest you got. why should i have to pay a dime? Car was parked and USAA is claiming fault 100%   Back to top   Posted: Thu Jul 17, 2008 11:35 am FastForwardWheels Moderator Joined: 14 Nov 2005 Posts: 5461 Location: Monterey Park, California 2479.28 Points Check out  My Gallery My Vehicle: 2008 Porsche 911 sapple89 wrote: fornowh wrote: Regardless if it is your fault or not, you still got to pay the deductible. Find a shop you can work with and waive the deductible. Get three estimates and just submit the highest and tell them that is the lowest you got. Why should i have to pay a dime? Car was parked and USAA is claiming fault 100% Call your insurance co. I'm telling you, they will make the other insurance co. pay 100% -Eli   Back to top   Posted: Fri Jul 18, 2008 2:15 am cameronc08 Reputation **** Joined: 01 Feb 2006 Posts: 540 Location: Westlake, CA 250.16 Points Check out  My Gallery My Vehicle: 1997 Porsche Boxster FastForwardWheels wrote: sapple89 wrote: fornowh wrote: Regardless if it is your fault or not, you still got to pay the deductible. Find a shop you can work with and waive the deductible. Get three estimates and just submit the highest and tell them that is the lowest you got. Why should i have to pay a dime? Car was parked and USAA is claiming fault 100% Call your insurance co. I'm telling you, they will make the other insurance co. pay 100% -Eli No, they won't. I had a friend who went outside one morning and her car was completely smashed. Someone drove a truck on top of it or something unbeleivably absurd. Her insurance went through the roof and she had to pay a deductable. Such is life, it ain't always fair buddy!   Back to top   Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First         Porsche Ferrari Lamborghini Car Forum Index -> Car Maintenance / Care / Detail Tips Forum All times are GMT - 5 Hours Goto page 1, 2  Next Page 1 of 2 WWW   PCARS chat    Search Powered by phpBB © 2001, 2007 phpBB Group & phpBB SEO All trademarks and logos on this site are property of their respective owners. The pictures and comments are property of their posters. All the rest, © 2004-2010 www.PCARS.us For questions/comments, contact us here. Our WebStat and Site Map